Transaction Made Seamless, Safe and Secure.
Send and receive money, book local and international flights, pay utility bills, fund sports betting accounts, buy airtime and data at discounted prices.
Features
Easy Account Opening
With Rizoka, opening an account is hassle-free, fast, and entirely digital. No paperwork, just a smooth onboarding experience to start managing your finances effortlessly.
Send & Receive Money
Transfer funds to friends, family, or colleagues instantly. With Rizoka, sending and receiving money is seamless, secure, and works across multiple banks and platforms.
Instant Airtime and Data Top-Up
Stay connected with ease. Buy airtime and data for yourself or loved ones instantly. Choose from all major networks and enjoy quick, reliable service.
Effortless Utility Bill Payments
Never miss a payment again. Settle your electricity, water, and other utility bills directly from the Rizoka app, saving time and avoiding late fees.
Book Flights Anywhere, Anytime
Plan your trips with ease. Book flights to local and international destinations with competitive fares and a smooth booking process, all in one app.
Fast & Secure Gift Card Exchange on Rizoka
Turn your unused gift cards into cash with ease. The Rizoka app lets you trade popular cards like Amazon, iTunes, Steam, and more quickly, securely, and at the best rates.
Advanced Encryption Technology
Your security is our top priority. Rizoka uses cutting-edge encryption to protect your transactions and sensitive information, ensuring that every payment and interaction remains private and secure.
Verified and Secure Payments
All payments processed through Rizoka are verified and secure. Partnering with trusted financial institutions, we guarantee that your transactions are seamless, reliable, and safeguarded against any risks.
Privacy You Can Count On
At Rizoka, your privacy is non-negotiable. We never store sensitive debit card information and strictly adhere to global data protection standards to keep your personal details confidential.
Ready to Simplify
Your Financial Transactions?
Create an account for free or Download the Rizoka app on